Discussion Paper: Facilitating MSME Access to Finance Through Fintech - The Case of the EU PSD2

10-06-2022
Discussion Paper: Facilitating MSME Access to Finance Through Fintech - The Case of the EU PSD2
Discussion Paper: Facilitating MSME Access to Finance Through Fintech - The…

This report summarises the findings and recommendations of the assignment entitled “Awareness Raising of EU PSD2 as a Catalyst for FinTech and MSME Access to Finance” which assessed how, in the European Union, the adoption of the Payment Services Directive 2 (PSD2) exerts a positive impact on MSME access to finance, by allowing and stimulating the development of fintech services based on strengthened payment security, data protection and sharing.

Regarding methodology, this report seeks to answer several key questions about Europe´s experience and how these experiences could apply to the Southern Mediterranean.